Group Chief Executive Officer
James CornellGroup Chief Executive Officer
James is Chief Executive at Lowell, leads the Group Executive Committee and is a member of the Lowell Investor Board. His appointment followed the acquisition of UK’s The Lowell Group by Permira Funds and the merger with Germany’s GFKL in 2015. Before founding this business, James was Managing Director at Edward James International Limited, a UK-based debt purchase and collection business, and served as Head of Risk Management at Caudwell Group, the UK’s major telecommunications supplier. He has also held various other senior roles, including Commercial Director at Equifax Plc, a global credit bureau. Additionally, he was Director at Metis Bidco Limited.
James co-founded The Lowell Group in 2003 and having been CEO since 2004, is the longest-serving CEO in the UK industry. In 2016, he was honoured with a 'Decade of Pioneers Award' for his work in the credit management sector at Credit Strategy’s Collections & Customer Service (CCS) Awards.
James is a qualified accountant and a member of the Institute of Credit Management.
Group Chief Financial Officer
Colin StorrarGroup Chief Financial Officer
Colin has served as Group Chief Financial Officer at Lowell since 2013.
He joined Lowell from HSBC Bank PLC, where he managed a multi-billion pound asset base for both First Direct and HSBC’s contact centre and digital channels. Before joining HSBC, Colin held a number of senior roles with GE Consumer Finance, and has extensive audit and consultancy experience with Arthur Andersen and Deloitte.
Colin is a Qualified Chartered Accountant, and holds a Bachelor of Arts degree in Modern History from the University of Leeds, and an MSc in Economics and Economic History from the London School of Economics.
Group Chief Risk Officer
Laurence Bogni-BartholméGroup Chief Risk Officer
Laurence is Chief Risk Officer at Lowell and is responsible for ensuring that the Group's Governance, Risk, Compliance and Control frameworks are operating effectively, and built into strategic planning.
She joined Lowell in September 2017, from Wells Fargo’s Corporate Risk division in London, where she was the EMEA Head of International Risk Oversight. Having initially joined international audit, tax and accountancy firm, KPMG, from university, Laurence held senior Risk roles at some of the most respected names in financial services across Europe, including Credit Agricole and GE Capital.
Laurence is a graduate of the University Paris-Dauphine (UPD), with post-graduate studies (UK Master’s degree equivalence) at UPD and University Aix-en-Provence.
Dr Christopher Trepel
Group Chief Science Officer
Dr Christopher TrepelGroup Chief Science Officer
Chris is Group Chief Science Officer at Lowell and leads the multidisciplinary Decision Science department responsible for asset valuation, predictive modelling, financial forecasting, and consumer science R&D. He is also an Operating Partner in Fenway Summer LLC's venture capital fund (Bethesda, MD, USA), focused on emerging FinTech companies.
Previously Chief Scientific Officer at Encore Capital Group, Chris built and directed the analytics and Corporate Affairs functions, launched a pioneering research platform focused on consumer financial decision making, and authored the industry’s first Consumer Bill of Rights. Before that, he held analytic and strategic roles at Wells Fargo Bank and McKinsey & Company.
Chris holds a PhD in Experimental Psychology, has completed postdoctoral fellowships in Neurophysiology and Behavioural Economics, and is lead or co-author of more than 65 academic and professional publications.
Chief of Staff
Eva EisenschimmelChief of Staff
After consulting to Lowell for one year, Eva was appointed Chief of Staff in April 2017, working directly with the CEO and CFO to advance the corporate agenda. Eva is currently a Non-Executive Director for Saga plc. Prior to joining Lowell, Eva held senior positions at Lloyds Banking Group, EDF Energy (UK) Limited, Allied Domecq plc and British Airways. Eva is a graduate from Aston University with a Bachelor of Sciences in Business Administration and French.
UK Managing Director
John PearsUK Managing Director
John joined Lowell in May 2018 bringing over 18 years of credit management, operations and risk experience to his role as UK Managing Director. John’s career spans across global financial firms, including Bank of America, MBNA Europe Bank Ltd and most recently as Credit Risk and Operations Director at Shop Direct. John has a BA (Hons) in Geography from Liverpool University.
Nordics Managing Director
Johan AgermanNordics Managing Director
Johan joined the Group in March 2019 as Managing Director of our Nordic region.
Johan has an extensive career at senior management level, including serving as the CEO of Länsförsäkringar AB. Before that, he was the CEO of Trygg-Hansa, the Swedish brand RSA Insurance Group, where he also held various roles including IS & Change Director and CIO.
His experience as an industry expert is highly valued and utilized by the Swedish Royal Institute of Technology, where he is supporting a PhD student and two professors on their thesis.
Johan holds a BSc in Business Administration from Uppsala University, and has participated in the Advanced Management Programme at Stockholm School of Economics. He also served as a Naval Officer at the Swedish Naval Academy.
DACH Managing Director
Holger TaubmannDACH Managing Director
Holger joined Lowell as Managing Director DACH in November 2018. He heads the DACH Executive Team and is also a member of the Group Executive Committee.
Before joining Lowell, Holger was CEO of Barcelona-based software company Scytl Innovating Democracy. In a 20-year career with Amadeus IT Group, he held a number of roles and rose to become a member of the Executive Management Board.
Holger has been a member of the Advisory Board of several organisations, including AERTICKET AG, and was Chair of the Supervisory Board of IFAO AG. He also holds Masters’ degree from Goethe University, Frankfurt and an Executive MBA from Stanford University Graduate Business School.
Group Chief Information Officer
Gary EdwardsGroup Chief Information Officer
Gary was appointed Chief Information Officer of Lowell in November 2012, bringing with him nearly 40 years of experience in IT and business transformation and significant expertise in the finance sector in the UK, USA and Europe.
He joined Lowell from Thomas Cook PLC where he was Group CIO. Prior to this Gary held senior positions across a range of major organisations, including Barclaycard where he drove forward major IT strategy and transformation programmes.
Group Director Transformation & Innovation
Stefanie KempGroup Director Transformation & Innovation
Stefanie joined Lowell as Group Director Transformation & Innovation in March 2018, and is a member of the Group Executive Committee.
Before joining Lowell, Stefanie held positions at HypoVereinsbank, Thomas Cook and as Group Chief Information Officer at the Vorwerk Group. In 2013, Stefanie joined RWE Group as IT Governance, CIO Office and Head of Strategic Projects, leading on the ‘Transform IT 2017 project targeted at saving €100m in IT expenditure by 2017.
Stefanie is a member of the German CIO Association which influences IT strategy at a national level in Germany. She also volunteers at Beirat on the DWNRW Digital Economy Advisory Board to the Ministry of Economy Affairs North-Rhein-Westfalia, and has a degree from Düsseldorf University.
Group Chief People Officer
Christoph GrandpierreGroup Chief People Officer
Christoph has been the Chief People Officer of Lowell since January 2017. He draws from more than 20 years of experience, having worked for Barclays as Managing Director and Global Head of HR Services and Transition from 2011 to 2016.
Christoph held several senior roles during his time with IBM, including Vice President, Global Head of Labour Relations, Head of HR in Germany, Austria and Switzerland, as well as Managing Director of IBM Germany and as Head of Employee Relations and Business Development, where he was also responsible for M&A projects.
Christoph has a degree in law and also founded his own consulting and training firm, specialised on change processes in companies, employee development and conflict management.
Group General Counsel & UK Chief Risk Officer
Bill FlynnGroup General Counsel & UK Chief Risk Officer
Bill Flynn joined Lowell in 2017 from Wonga Group, where he was Group General Counsel. Bill joined Wonga in 2015 where he was responsible for steering the business through an intensive period of regulatory scrutiny. This culminated in the business achieving FCA authorisation in 2016. Bill has an extensive financial services background, having held senior roles at GE Capital, Zurich Financial Services and Capquest.
Bill studied LLB (Hons) Law at Brunel University, London and is a registered solicitor in England and Wales with the Solicitors Regulation Authority.