Group Chief Executive Officer
James CornellGroup Chief Executive Officer
James is Chief Executive at Lowell, leads the Group Executive Committee and is a member of the Lowell Investor Board. His appointment followed the acquisition of UK’s The Lowell Group by Permira Funds and the merger with Germany’s GFKL in 2015. Before founding this business, James was Managing Director at Edward James International Limited, a UK-based debt purchase and collection business, and served as Head of Risk Management at Caudwell Group, the UK’s major telecommunications supplier. He has also held various other senior roles, including Commercial Director at Equifax Plc, a global credit bureau. Additionally, he was Director at Metis Bidco Limited.
James co-founded The Lowell Group in 2003 and having been CEO since 2004, is the longest-serving CEO in the UK industry. In 2016, he was honoured with a 'Decade of Pioneers Award' for his work in the credit management sector at Credit Strategy’s Collections & Customer Service (CCS) Awards.
James is a qualified accountant and a member of the Institute of Credit Management.
Group Chief Financial Officer
Colin StorrarGroup Chief Financial Officer
Colin has served as Group Chief Financial Officer at Lowell since 2013.
He joined Lowell from HSBC Bank PLC, where he was originally appointed as CFO of first direct and HSBC’s contact centres, before taking on overall management responsibility for both business units. Before joining HSBC, Colin held a number of senior roles with GE Consumer Finance, and has extensive audit and consultancy experience with Arthur Andersen and Deloitte.
Colin is a Qualified Chartered Accountant, and holds a Bachelor of Arts degree in Modern History from the University of Leeds, and an MSc in Economics and Economic History from the London School of Economics.
Group Chief Risk Officer
Laurence Bogni-BartholméGroup Chief Risk Officer
Laurence is Chief Risk Officer at Lowell and is responsible for ensuring that the Group's Governance, Risk, Compliance and Control frameworks are operating effectively, and built into strategic planning.
She joined Lowell in September 2017, from Wells Fargo’s Corporate Risk division in London, where she was the EMEA Head of International Risk Oversight. Having initially joined international audit, tax and accountancy firm, KPMG, from university, Laurence held senior Risk roles at some of the most respected names in financial services across Europe, including Credit Agricole and GE Capital.
Laurence is a graduate of the University Paris-Dauphine (UPD), with post-graduate studies (UK Master’s degree equivalence) at UPD and University Aix-en-Provence.
Nordics Managing Director
Trond BradsrudNordics Managing Director
Trond has been Nordics MD and a member of the Group Executive Committee since March 2018.
From June 2017 he was CEO for the carved-out business from Lindorff and Intrum Justitia (consisting of Lindorff in Denmark, Estonia, Finland and Sweden and Intrum Justitia in Norway). He was Chief Financial Officer in the Lindorff Group from February 2016 to June 2017.
From 2010 until 2015 Trond served as CFO for Aker ASA, and was CFO for Seadrill Limited from 2007 to 2010. He worked with Royal Dutch Shell from 1983 to 2006 and held several leading international positions with Shell.
Trond has served as non-executive chairman and non-executive director for several stock exchange listed companies. Trond holds a master’s degree from Norwegian School of Economics (NHH).
DACH Managing Director
Thomas DoldDACH Managing Director
Thomas was appointed as DACH Managing Director in November 2016. He heads the DACH Executive Team and is a member of the Group Executive Committee.
Before becoming Managing Director, Thomas led Tesch Inkasso Group which became part of Lowell in September 2016. Thomas joined Tesch from Dun & Bradstreet, where he was Managing Director of the German subsidiary, where he was responsible for client advice across risk management, purchasing analysis systems, target group-specific marketing solutions and master data services for sales and customer service.
Thomas has held various senior positions in risk and data management, online marketing and retail, with businesses such as Hoppenstedt360 GmbH, Xtend New Media and Thyssen Krupp. He started his career with IBM as a Key Account Manager. Thomas holds a diploma in Business Administration from the University of Applied Sciences in Bielefeld.
Group Chief Information Officer
Gary EdwardsGroup Chief Information Officer
Gary was appointed Chief Information Officer of Lowell in November 2012, bringing with him nearly 40 years of experience in IT and business transformation and significant expertise in the finance sector in the UK, USA and Europe.
He joined Lowell from Thomas Cook PLC where he was Group CIO. Prior to this Gary held senior positions across a range of major organisations, including Barclaycard where he drove forward major IT strategy and transformation programmes.
Chief of Staff
Eva EisenschimmelChief of Staff
After consulting to Lowell for one year, Eva was appointed Chief of Staff in April 2017, working directly with the CEO and CFO to advance the corporate agenda. Eva is currently a Non-Executive Director for Virgin Money Holdings (UK) plc. Prior to joining Lowell, Eva held senior positions at Lloyds Banking Group, EDF Energy (UK) Limited, Allied Domecq plc and British Airways. Eva is a graduate from Aston University with a Bachelor of Sciences in Business Administration and French.
Group Chief People Officer
Christoph GrandpierreGroup Chief People Officer
Christoph has been the Chief People Officer of Lowell since January 2017. He draws from more than 20 years of experience, having worked for Barclays as Managing Director and Global Head of HR Services and Transition from 2011 to 2016.
Christoph held several senior roles during his time with IBM, including Vice President, Global Head of Labour Relations, Head of HR in Germany, Austria and Switzerland, as well as Managing Director of IBM Germany and as Head of Employee Relations and Business Development, where he was also responsible for M&A projects.
Christoph has a degree in law and also founded his own consulting and training firm, specialised on change processes in companies, employee development and conflict management.
Group Director Transformation & Innovation
Stefanie KempGroup Director Transformation & Innovation
Stefanie joined Lowell as Group Director Transformation & Innovation in March 2018, and is a member of the Group Executive Committee.
Before joining Lowell, Stefanie held positions at HypoVereinsbank, Thomas Cook and as Group Chief Information Officer at the Vorwerk Group. In 2013, Stefanie joined RWE Group as IT Governance, CIO Office and Head of Strategic Projects, leading on the ‘Transform IT 2017 project targeted at saving €100m in IT expenditure by 2017.
Stefanie is a member of the German CIO Association which influences IT strategy at a national level in Germany. She also volunteers at Beirat on the DWNRW Digital Economy Advisory Board to the Ministry of Economy Affairs North-Rhein-Westfalia, and has a degree from Düsseldorf University.
UK Managing Director
John PearsUK Managing Director
John joined Lowell in May 2018 bringing over 18 years of credit management, operations and risk experience to his role as UK Managing Director. John’s career spans across global financial firms, including Bank of America, MBNA Europe Bank Ltd and most recently as Credit Risk and Operations Director at Shop Direct. John has a BA (Hons) in Geography from Liverpool University.
Group Chief Sales Officer
Marc SchillingerGroup Chief Sales Officer
Marc has served as Chief Sales Officer and Managing Director at Lowell since 2015.
He joined Lowell Germany, formerly GFKL, in 2002 as Project Manager to the CEO; leading the international expansion of the group. In 2005, Marc was responsible for establishing and heading GFKL’s international subsidiaries and was appointed parallel to his position as Managing Director in Spain. After selling the Group to a Private Equity company, Marc took over in 2010 to lead the Sales, Marketing and Business Development Unit and was appointed to the Management Board of GFKL in 2013. Before joining Lowell, he held senior roles in Sales and Marketing at EnBW AG and Bertelsmann AG.
Marc has an MBA from the Thunderbird School of Global Management and a BA in Business Administration from the Anglia Ruskin University.
Dr Christopher Trepel
Group Chief Science Officer
Dr Christopher TrepelGroup Chief Science Officer
Chris is Group Chief Science Officer at Lowell and leads the multidisciplinary Decision Science department responsible for asset valuation, predictive modelling, financial forecasting, and consumer science R&D. He is also an Operating Partner in Fenway Summer LLC's venture capital fund (Bethesda, MD, USA), focused on emerging FinTech companies.
Previously Chief Scientific Officer at Encore Capital Group, Chris built and directed the analytics and Corporate Affairs functions, launched a pioneering research platform focused on consumer financial decision making, and authored the industry’s first Consumer Bill of Rights. Before that, he held analytic and strategic roles at Wells Fargo Bank and McKinsey & Company.
Chris holds a PhD in Experimental Psychology, has completed postdoctoral fellowships in Neurophysiology and Behavioural Economics, and is lead or co-author of more than 65 academic and professional publications.
Group General Counsel & UK Chief Risk Officer
Bill FlynnGroup General Counsel & UK Chief Risk Officer
Bill Flynn joined Lowell in 2017 from Wonga Group, where he was Group General Counsel. Bill joined Wonga in 2015 where he was responsible for steering the business through an intensive period of regulatory scrutiny. This culminated in the business achieving FCA authorisation in 2016. Bill has an extensive financial services background, having held senior roles at GE Capital, Zurich Financial Services and Capquest.
Bill studied LLB (Hons) Law at Brunel University, London and is a registered solicitor in England and Wales with the Solicitors Regulation Authority.