We're Lowell

One of Europe’s leading credit management companies, we’ve spent over 20 years helping businesses recover debt ethically and effectively. 

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How does it all work?

We buy portfolios of debt from a wide range of clients, covering consumer credit to financial services. We then work with our customers to set up affordable and sustainable payment plans, using high-quality service and data-led insight.

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Award-winning DNA

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Credit Services Association Awards 2025 - Best Communications Initiative

Credit Strategy awards Debt Purchaser of the Year winners 2025-1

Credit Strategy Awards 2025 - Debt Purchaser of the Year 

CVA 2025 training excellence award

Collections and Vulnerability Awards 2025 - Excellence in Training winner

What we offer

 

  • We put our customers first. We’re committed to finding the most appropriate outcome for every customer. That means tailored support and flexible payment plans that suit individual needs. Visit our customer website to find out more.

  • We drive change. Our award-winning Fairer Debt, Fairer Society campaign advocates for greater fairness and transparency in UK debt recovery. We’ve already helped influence the Government’s review of council tax debt collection practices. Read about changes we're passionate about.

  • We’re data-focused. We use customer data, insight and research to shape the national debt agenda. Our Financial Vulnerability Index (FVI) tracks financial health and resilience across the UK. Explore the latest findings.

  • We’re serious about sustainability. The EcoVadis Silver rating places us in the top 15% of all companies they rated in 2024 for sustainability. More about our strategic pillars.
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Lowell have great knowledge of the debt sale and collection market. They have continuously provided fair pricing, clear communication, and insight on customer behaviour. They strive to drive the right outcomes for customers.

Making a difference

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We’ve already helped over 3.5 million customers become debt-free with Lowell

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In 2025 over 3,109 customers set up affordable payment plans every day

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87.9 customer service score from the Institute of Customer Service 

Ready to get in touch?

If you're a UK business looking to explore debt purchasing or collections solutions, get in touch, and our team will explore options with you.